Jacqueline and Roberto
The key to selling your home!
Ver en Español
View in English
787-640-6296
Tap for Menu
Toque para menú
Ver en Español
Home
Listings
All Listings
Listings By Area
Condado
Miramar
Santurce
Old San Juan
Isla Verde
Guaynabo
Dorado
Rio Piedras
Palmas de Mar
Culebra
Listings by Price
$1 million Plus
$800k to $1 million
$600k to $800k
$400k to $600k
$200k to $400k
Under $200k
Listings By Map
Home Search
Repos/Short Sale
Ocean Properties
Condos For Sale
Homes For Sale
Golf Course Properties
Commercial and Land
Sold
Rentals
Condado
Miramar
Santurce
Old San Juan
Isla Verde
Guaynabo
Dorado
San Juan
Buyers
Buying in Puerto Rico
About Puerto Rico
New Listing Notifier
Mortgage Calculators
Sellers
Selling in Puerto Rico
Home Evaluation
Sold
About Us
Meet Jacquie and Roberto
Client Testimonies
Blog
Contact
View in English
Inicio
Listados
Todo los Listados
Listados por Area
Condado
Miramar
Viejo San Juan
Isla Verde
Guaynabo
Dorado
Rio Piedras
Palmas de Mar
Culebra
Listados por Precio
$1 million Plus
$800k to 1 Million
$600k to $800k
$400 to $600
$200k to $400k
Menos $200k
Listados por Mapa
Búsqueda Inical
Repos/short sale
Propiedades en la Paya
Condominios a la Venta
Casas a la Venta
Propiedades en campo de golf
Comercial y Terrenos
Vendido
Alquiler por Area
Todos los Alquileres
Condado
Miramar
Santurce
Old San Juan
Isla Verde
Guynabo
Dorado
Rio Piedras
San Juan
Palmas del Mar
Compradores
Comprando en Puerto Rico
Sobre Puerto Rico
Listados Nuevos
Calculadora Hipotecaria
Vendedores
Vendiendo en Puerto Rico
Evaluacion de Casa
Vendido
Sobre Nosotros
Conozca a Jacquie y Roberto
Testimonios de clientes
Blog
Contactos
Find Your Puerto Rico
Encuentre su Puerto Rico
Choose Price Range
1Mil Plus
$800K - $1Mil
$600K - $800K
$400K - $600K
$200K - $400K
Under $200K
Listados por Precio
1Mil Plus
$800K - $1Mil
$600K - $800K
$400K - $600K
$200K - $400K
Under $200K
or
Choose Neighborhood
All neighborhoods
Miramar
Old San Juan
Isla Verde
Guaynabo
Dorado
Culebra
Listados por Área
Todos listados
Miramar
Old San Juan
Isla Verde
Guaynabo
Dorado
Culebra
Try By Map
Busque por mapa
Calculadora Hipotecaria
Required Fields
Required term in years
Must be a number between 1 and 50
Term In Years:
Required interest rate
Must be a number between 1 and 100
Interest Rate:
%
Required cost of home
Must be a positive number. Maximum of 2 decimal places.
Cost of Home:
$
Required down payment
Must be a positive number. Maximum of 2 decimal places.
Cannot be more than Cost of Home
Down Payment:
$
Required annual insurance
Must be a positive number. Maximum of 2 decimal places.
Annual Insurance:
$
Estimate Insurance to
0.43%
of Cost
Required annual property tax
Must be a positive number. Maximum of 2 decimal places.
Annual Property Tax:
$
Estimate Tax to
1.2%
of Cost
Required monthly income
Must be a positive number. Maximum of 2 decimal places.
Monthly Income:
$
Required monthly debt
Must be a positive number. Maximum of 2 decimal places.
Monthly Debt:
$
Optional Fields
Gross Debt Service Ratio (GDS):
28%
29%
30%
31%
32%
33%
34%
35%
36%
37%
38%
39%
40%
41%
42%
43%
44%
45%
46%
47%
48%
49%
50%
51%
52%
53%
54%
55%
56%
57%
58%
59%
60%
61%
62%
63%
64%
65%
66%
67%
68%
69%
70%
Total Debt Service Ratio (TDS):
36%
37%
38%
39%
40%
41%
42%
43%
44%
45%
46%
47%
48%
49%
50%
51%
52%
53%
54%
55%
56%
57%
58%
59%
60%
61%
62%
63%
64%
65%
66%
67%
68%
69%
70%
Condos Fees:
$
Must be a positive number. Maximum of 2 decimal places.
Results
Receive this Detailed Analysis
Mortgage
Qualification
Affordability
Rent vs Buy
Your Monthly Payments
Loan Amount:
Loan Insurance (
%):
Total Loan (Mortgage) Amount:
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance
(
%)
:
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (
%):
Qualifying Income of
% GDS Ratio:
Qualifying Income of
% TDS Ratio:
What You Can Afford
We are using the
% ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
Cost of House = [(Monthly income x Debt Ratio) –
monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent:
$
Required
Must be a positive number
Annual Rental Increases:
Required
Invalid
%
Monthly Renter Insurance:
$
Required
Invalid
Savings or Investment Rate:
Required
Invalid
%
Owning
Planned # of years in home:
Required
Invalid
Yearly appreciation of the home:
Required
Invalid
%
Annual home maintenance:
Required
Invalid
%
787-640-6296
Email Jacquie
Email Roberto
Email Us